Call reports 2001
UNION BANK & TRUST COMPANY — 2001
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,110,000 | 68,139,000 | 70,035,000 | 70,605,000 |
| Total loans | 28,785,000 | 29,234,000 | 27,792,000 | 26,434,000 |
| Allowance for loan losses | 913,000 | 1,032,000 | 1,015,000 | 741,000 |
| Securities available for sale | 28,720,000 | 31,372,000 | 33,144,000 | 34,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,866,000 | 60,412,000 | 62,072,000 | 63,495,000 |
| Interest-bearing deposits | 52,530,000 | 51,801,000 | 53,117,000 | 54,100,000 |
| Noninterest-bearing deposits | 9,336,000 | 8,611,000 | 8,955,000 | 9,395,000 |
| Equity capital | 6,579,000 | 7,038,000 | 7,145,000 | 6,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,913,000 | 4,356,000 | 5,734,000 |
| Interest expense | 558,000 | 1,092,000 | 1,586,000 | 2,035,000 |
| Net interest income | 891,000 | 1,821,000 | 2,770,000 | 3,699,000 |
| Noninterest income | 236,000 | 475,000 | 964,000 | 1,149,000 |
| Noninterest expense | 549,000 | 997,000 | 1,553,000 | 2,217,000 |
| Provision for loan losses | 16,000 | 268,000 | 303,000 | 308,000 |
| Pretax income | 577,000 | 1,050,000 | 1,916,000 | 2,361,000 |
| Income tax | -87,000 | -87,000 | -86,000 | -87,000 |
| Net income | 664,000 | 1,137,000 | 2,002,000 | 2,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,211,000 | 6,739,000 | 6,430,000 | 6,013,000 |
| Total capital | 6,711,000 | 7,185,000 | 6,863,000 | 6,437,000 |
| Risk-weighted assets | 39,568,000 | 35,111,000 | 34,088,000 | 33,592,000 |