Call reports 2013
TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION — 2013
What TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 227,872,000 | 199,087,000 | 159,257,000 |
| Total loans | 128,049,000 | 116,065,000 | 87,839,000 |
| Allowance for loan losses | 4,432,000 | 4,505,000 | 2,543,000 |
| Securities available for sale | 14,088,000 | 7,785,000 | 2,810,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 205,960,000 | 178,430,000 | 142,640,000 |
| Interest-bearing deposits | 195,420,000 | 167,037,000 | 132,359,000 |
| Noninterest-bearing deposits | 10,540,000 | 11,393,000 | 10,281,000 |
| Equity capital | 7,218,000 | 6,251,000 | 3,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 1,967,000 | 3,620,000 | 4,886,000 |
| Interest expense | 430,000 | 864,000 | 1,244,000 |
| Net interest income | 1,537,000 | 2,756,000 | 3,642,000 |
| Noninterest income | -105,000 | 219,000 | 251,000 |
| Noninterest expense | 2,992,000 | 5,356,000 | 7,515,000 |
| Provision for loan losses | 0 | 0 | 1,546,000 |
| Pretax income | -1,560,000 | -2,387,000 | -5,400,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,560,000 | -2,387,000 | -5,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 7,229,000 | 6,402,000 | 3,389,000 |
| Total capital | 12,687,000 | 11,175,000 | 6,394,000 |
| Risk-weighted assets | 145,173,000 | 130,958,000 | 105,924,000 |