Call reports 2012
TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION — 2012
What TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 260,553,000 | 242,247,000 | 235,845,000 | 220,792,000 |
| Total loans | 185,363,000 | 169,643,000 | 157,227,000 | 138,870,000 |
| Allowance for loan losses | 7,501,000 | 6,338,000 | 6,242,000 | 4,761,000 |
| Securities available for sale | 7,354,000 | 11,638,000 | 11,240,000 | 14,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,581,000 | 212,368,000 | 208,399,000 | 196,975,000 |
| Interest-bearing deposits | 208,739,000 | 191,979,000 | 190,205,000 | 183,023,000 |
| Noninterest-bearing deposits | 16,842,000 | 20,389,000 | 18,194,000 | 13,952,000 |
| Equity capital | 15,716,000 | 13,438,000 | 11,250,000 | 8,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,404,000 | 4,796,000 | 7,034,000 | 8,871,000 |
| Interest expense | 654,000 | 1,270,000 | 1,761,000 | 2,224,000 |
| Net interest income | 1,750,000 | 3,526,000 | 5,273,000 | 6,647,000 |
| Noninterest income | 66,000 | -1,554,000 | -2,583,000 | -3,027,000 |
| Noninterest expense | 3,419,000 | 5,928,000 | 8,907,000 | 11,505,000 |
| Provision for loan losses | 3,772,000 | 4,091,000 | 4,091,000 | 4,799,000 |
| Pretax income | -5,345,000 | -8,017,000 | -10,255,000 | -12,631,000 |
| Income tax | 211,000 | 221,000 | 221,000 | 221,000 |
| Net income | -5,556,000 | -8,238,000 | -10,476,000 | -12,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,645,000 | 13,404,000 | 11,164,000 | 8,789,000 |
| Total capital | 27,213,000 | 22,486,000 | 19,041,000 | 15,128,000 |
| Risk-weighted assets | 218,668,000 | 184,499,000 | 176,011,000 | 152,235,000 |