Call reports 2010
TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION — 2010
What TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 472,326,000 | 424,042,000 | 406,418,000 | 370,834,000 |
| Total loans | 380,746,000 | 360,140,000 | 339,107,000 | 316,805,000 |
| Allowance for loan losses | 8,567,000 | 7,953,000 | 7,178,000 | 7,606,000 |
| Securities available for sale | 0 | 3,466,000 | 8,523,000 | 8,020,000 |
| Securities held to maturity | 7,189,000 | 6,919,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,496,000 | 377,707,000 | 360,137,000 | 328,377,000 |
| Interest-bearing deposits | 395,527,000 | 344,922,000 | 322,859,000 | 298,021,000 |
| Noninterest-bearing deposits | 30,969,000 | 32,785,000 | 37,278,000 | 30,356,000 |
| Equity capital | 34,628,000 | 34,760,000 | 34,137,000 | 31,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,039,000 | 11,871,000 | 16,570,000 | 21,838,000 |
| Interest expense | 2,252,000 | 4,332,000 | 5,920,000 | 7,392,000 |
| Net interest income | 3,787,000 | 7,539,000 | 10,650,000 | 14,446,000 |
| Noninterest income | 166,000 | 295,000 | 789,000 | 297,000 |
| Noninterest expense | 3,294,000 | 6,928,000 | 10,639,000 | 14,608,000 |
| Provision for loan losses | 2,672,000 | 2,702,000 | 3,101,000 | 5,277,000 |
| Pretax income | -2,013,000 | -1,758,000 | -2,095,000 | -4,936,000 |
| Income tax | -379,000 | -379,000 | -379,000 | -379,000 |
| Net income | -1,634,000 | -1,379,000 | -1,716,000 | -4,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,061,000 | 35,316,000 | 34,979,000 | 31,331,000 |
| Total capital | 49,799,000 | 49,793,000 | 49,084,000 | 45,223,000 |
| Risk-weighted assets | 378,960,000 | 388,308,000 | 324,534,000 | 310,079,000 |