Call reports 2009
TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION — 2009
What TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 500,406,000 | 570,338,000 | 497,624,000 | 509,009,000 |
| Total loans | 423,307,000 | 430,719,000 | 419,118,000 | 401,206,000 |
| Allowance for loan losses | 6,382,000 | 6,885,000 | 6,228,000 | 7,106,000 |
| Securities available for sale | 0 | 1,996,000 | 1,996,000 | 3,053,000 |
| Securities held to maturity | 1,000,000 | 4,652,000 | 2,613,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 441,247,000 | 511,149,000 | 437,822,000 | 455,983,000 |
| Interest-bearing deposits | 403,450,000 | 467,371,000 | 396,067,000 | 422,600,000 |
| Noninterest-bearing deposits | 37,797,000 | 43,778,000 | 41,755,000 | 33,383,000 |
| Equity capital | 42,869,000 | 43,010,000 | 43,261,000 | 36,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,269,000 | 14,577,000 | 22,101,000 | 24,898,000 |
| Interest expense | 3,813,000 | 7,266,000 | 10,599,000 | 13,393,000 |
| Net interest income | 3,456,000 | 7,311,000 | 11,502,000 | 11,505,000 |
| Noninterest income | 219,000 | 1,030,000 | 1,209,000 | 1,023,000 |
| Noninterest expense | 2,793,000 | 5,900,000 | 9,383,000 | 13,361,000 |
| Provision for loan losses | 68,000 | 698,000 | 803,000 | 3,004,000 |
| Pretax income | 814,000 | 1,743,000 | 2,525,000 | -3,721,000 |
| Income tax | 70,000 | 332,000 | 432,000 | -79,000 |
| Net income | 744,000 | 1,411,000 | 2,093,000 | -3,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,869,000 | 43,010,000 | 43,261,000 | 37,111,000 |
| Total capital | 58,180,000 | 58,414,000 | 58,581,000 | 52,126,000 |
| Risk-weighted assets | 428,924,000 | 437,676,000 | 424,792,000 | 399,729,000 |