Call reports 2008
TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION — 2008
What TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 389,045,000 | 415,861,000 | 431,643,000 | 495,907,000 |
| Total loans | 342,721,000 | 386,449,000 | 398,989,000 | 419,593,000 |
| Allowance for loan losses | 4,298,000 | 4,386,000 | 4,676,000 | 6,320,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,178,000 | 367,708,000 | 383,249,000 | 448,723,000 |
| Interest-bearing deposits | 309,088,000 | 333,994,000 | 346,936,000 | 406,647,000 |
| Noninterest-bearing deposits | 35,090,000 | 33,714,000 | 36,313,000 | 42,076,000 |
| Equity capital | 28,305,000 | 31,262,000 | 31,818,000 | 30,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,403,000 | 14,501,000 | 21,538,000 | 29,070,000 |
| Interest expense | 3,638,000 | 7,276,000 | 10,841,000 | 14,644,000 |
| Net interest income | 3,765,000 | 7,225,000 | 10,697,000 | 14,426,000 |
| Noninterest income | 129,000 | 268,000 | 442,000 | 636,000 |
| Noninterest expense | 2,665,000 | 5,242,000 | 7,865,000 | 10,348,000 |
| Provision for loan losses | 727,000 | 1,272,000 | 1,393,000 | 3,249,000 |
| Pretax income | 502,000 | 979,000 | 1,881,000 | 1,465,000 |
| Income tax | 127,000 | 217,000 | 392,000 | 192,000 |
| Net income | 375,000 | 762,000 | 1,489,000 | 1,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,305,000 | 31,262,000 | 31,818,000 | 30,855,000 |
| Total capital | 42,603,000 | 45,647,000 | 46,494,000 | 46,253,000 |
| Risk-weighted assets | 358,742,000 | 380,029,000 | 391,025,000 | 430,881,000 |