Call reports 2007
TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION — 2007
What TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 210,700,000 | 241,888,000 | 273,497,000 | 314,109,000 |
| Total loans | 184,170,000 | 207,389,000 | 239,069,000 | 290,385,000 |
| Allowance for loan losses | 2,310,000 | 2,600,000 | 2,996,000 | 3,640,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,004,000 | 204,831,000 | 229,354,000 | 269,536,000 |
| Interest-bearing deposits | 160,078,000 | 175,521,000 | 198,053,000 | 238,300,000 |
| Noninterest-bearing deposits | 23,926,000 | 29,310,000 | 31,301,000 | 31,236,000 |
| Equity capital | 16,963,000 | 27,580,000 | 28,181,000 | 28,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,734,000 | 9,815,000 | 15,582,000 | 22,378,000 |
| Interest expense | 2,144,000 | 4,377,000 | 7,011,000 | 10,027,000 |
| Net interest income | 2,590,000 | 5,438,000 | 8,571,000 | 12,351,000 |
| Noninterest income | 91,000 | 222,000 | 331,000 | 496,000 |
| Noninterest expense | 1,771,000 | 3,496,000 | 5,471,000 | 7,587,000 |
| Provision for loan losses | 157,000 | 447,000 | 859,000 | 1,446,000 |
| Pretax income | 753,000 | 1,717,000 | 2,572,000 | 3,814,000 |
| Income tax | 244,000 | 542,000 | 747,000 | 1,067,000 |
| Net income | 509,000 | 1,175,000 | 1,825,000 | 2,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,963,000 | 27,580,000 | 28,181,000 | 28,464,000 |
| Total capital | 24,273,000 | 35,180,000 | 41,177,000 | 42,104,000 |
| Risk-weighted assets | 201,573,000 | 224,142,000 | 257,799,000 | 300,290,000 |