Call reports 2006
TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION — 2006
What TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 167,339,000 | 166,154,000 | 181,492,000 | 203,558,000 |
| Total loans | 143,672,000 | 152,064,000 | 162,322,000 | 179,581,000 |
| Allowance for loan losses | 1,704,000 | 1,774,000 | 1,629,000 | 2,260,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,171,000 | 145,105,000 | 160,923,000 | 177,409,000 |
| Interest-bearing deposits | 113,736,000 | 122,096,000 | 138,665,000 | 153,286,000 |
| Noninterest-bearing deposits | 35,435,000 | 23,009,000 | 22,258,000 | 24,123,000 |
| Equity capital | 12,961,000 | 15,615,000 | 16,398,000 | 16,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,439,000 | 7,269,000 | 11,536,000 | 16,156,000 |
| Interest expense | 1,202,000 | 2,593,000 | 4,335,000 | 6,221,000 |
| Net interest income | 2,237,000 | 4,676,000 | 7,201,000 | 9,935,000 |
| Noninterest income | 60,000 | 131,000 | 211,000 | 284,000 |
| Noninterest expense | 1,186,000 | 2,474,000 | 3,755,000 | 4,963,000 |
| Provision for loan losses | 204,000 | 339,000 | 482,000 | 1,150,000 |
| Pretax income | 907,000 | 1,994,000 | 3,175,000 | 4,106,000 |
| Income tax | 269,000 | 602,000 | 1,000,000 | 1,400,000 |
| Net income | 638,000 | 1,392,000 | 2,175,000 | 2,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,961,000 | 15,615,000 | 16,398,000 | 16,679,000 |
| Total capital | 14,665,000 | 17,389,000 | 18,027,000 | 23,939,000 |
| Risk-weighted assets | 148,148,000 | 154,750,000 | 158,742,000 | 194,955,000 |