Call reports 2003
TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION — 2003
What TEXAS COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 29,474,000 | 38,633,000 | 47,472,000 | 59,554,000 |
| Total loans | 26,862,000 | 34,643,000 | 42,618,000 | 51,860,000 |
| Allowance for loan losses | 403,000 | 520,000 | 639,000 | 778,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,562,000 | 31,707,000 | 39,299,000 | 50,230,000 |
| Interest-bearing deposits | 20,690,000 | 27,677,000 | 34,193,000 | 43,737,000 |
| Noninterest-bearing deposits | 1,872,000 | 4,030,000 | 5,106,000 | 6,493,000 |
| Equity capital | 6,169,000 | 6,167,000 | 6,325,000 | 6,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 917,000 | 1,625,000 | 2,456,000 |
| Interest expense | 84,000 | 219,000 | 370,000 | 556,000 |
| Net interest income | 285,000 | 698,000 | 1,255,000 | 1,900,000 |
| Noninterest income | 136,000 | 249,000 | 434,000 | 654,000 |
| Noninterest expense | 380,000 | 791,000 | 1,256,000 | 1,892,000 |
| Provision for loan losses | 157,000 | 274,000 | 393,000 | 532,000 |
| Pretax income | -116,000 | -118,000 | 40,000 | 130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -116,000 | -118,000 | 40,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,169,000 | 6,167,000 | 6,325,000 | 6,415,000 |
| Total capital | 6,492,000 | 6,605,000 | 6,848,000 | 7,059,000 |
| Risk-weighted assets | 26,559,000 | 34,997,000 | 41,712,000 | 51,395,000 |