Call reports 2026
CITIZENS NATIONAL BANK, THE — 2026
What CITIZENS NATIONAL BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 232,022,000 | 228,968,000 |
| Total loans | 108,429,000 | 110,344,000 |
| Allowance for loan losses | 1,713,000 | 1,734,000 |
| Securities available for sale | 109,944,000 | 110,843,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 214,337,000 | 214,662,000 |
| Interest-bearing deposits | 170,937,000 | 176,429,000 |
| Noninterest-bearing deposits | 43,400,000 | 38,233,000 |
| Equity capital | 17,077,000 | 13,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,413,000 | 4,906,000 |
| Interest expense | 682,000 | 1,365,000 |
| Net interest income | 1,731,000 | 3,541,000 |
| Noninterest income | 409,000 | 986,000 |
| Noninterest expense | 1,581,000 | 3,179,000 |
| Provision for loan losses | 26,000 | 51,000 |
| Pretax income | 533,000 | 1,297,000 |
| Income tax | 98,000 | 253,000 |
| Net income | 435,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,695,000 | 20,704,000 |
| Total capital | 26,326,000 | 22,335,000 |
| Risk-weighted assets | 130,462,000 | 130,416,000 |