Call reports 2021
CITIZENS NATIONAL BANK, THE — 2021
What CITIZENS NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 215,711,000 | 217,397,000 | 214,215,000 | 216,016,000 |
| Total loans | 79,399,000 | 80,091,000 | 79,625,000 | 79,446,000 |
| Allowance for loan losses | 1,591,000 | 1,600,000 | 1,614,000 | 1,570,000 |
| Securities available for sale | 124,705,000 | 129,026,000 | 130,149,000 | 130,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,298,000 | 195,014,000 | 190,443,000 | 193,060,000 |
| Interest-bearing deposits | 156,196,000 | 158,118,000 | 151,234,000 | 153,147,000 |
| Noninterest-bearing deposits | 38,102,000 | 36,896,000 | 39,209,000 | 39,913,000 |
| Equity capital | 20,947,000 | 21,889,000 | 22,222,000 | 21,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,557,000 | 5,053,000 | 6,519,000 |
| Interest expense | 157,000 | 303,000 | 442,000 | 568,000 |
| Net interest income | 1,667,000 | 3,254,000 | 4,611,000 | 5,951,000 |
| Noninterest income | 396,000 | 1,181,000 | 1,647,000 | 2,225,000 |
| Noninterest expense | 1,321,000 | 2,702,000 | 4,056,000 | 5,468,000 |
| Provision for loan losses | 8,000 | 9,000 | 11,000 | 12,000 |
| Pretax income | 871,000 | 1,861,000 | 2,386,000 | 2,891,000 |
| Income tax | 178,000 | 381,000 | 474,000 | 559,000 |
| Net income | 693,000 | 1,480,000 | 1,912,000 | 2,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,108,000 | 20,594,000 | 21,027,000 | 21,097,000 |
| Total capital | 21,282,000 | 21,823,000 | 22,286,000 | 22,381,000 |
| Risk-weighted assets | 93,531,000 | 97,947,000 | 100,381,000 | 102,464,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS NATIONAL BANK, THE — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.