Call reports 2004
FIRST NATIONAL BANK OF STRASBURG, THE — 2004
What FIRST NATIONAL BANK OF STRASBURG, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 268,730,000 | 269,112,000 | 272,620,000 | 262,571,000 |
| Total loans | 219,104,000 | 220,544,000 | 220,965,000 | 216,556,000 |
| Allowance for loan losses | 2,083,000 | 2,155,000 | 2,118,000 | 3,885,000 |
| Securities available for sale | 24,613,000 | 24,992,000 | 23,748,000 | 21,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,551,000 | 232,407,000 | 235,772,000 | 232,632,000 |
| Interest-bearing deposits | 183,090,000 | 183,980,000 | 183,981,000 | 177,132,000 |
| Noninterest-bearing deposits | 50,461,000 | 48,427,000 | 51,791,000 | 55,500,000 |
| Equity capital | 29,217,000 | 29,650,000 | 30,781,000 | 24,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,142,000 | 8,386,000 | 12,614,000 | 16,946,000 |
| Interest expense | 813,000 | 1,635,000 | 2,461,000 | 3,299,000 |
| Net interest income | 3,329,000 | 6,751,000 | 10,153,000 | 13,647,000 |
| Noninterest income | 269,000 | 648,000 | 923,000 | 1,116,000 |
| Noninterest expense | 2,208,000 | 4,901,000 | 7,133,000 | 9,688,000 |
| Provision for loan losses | 70,000 | 155,000 | 155,000 | 2,199,000 |
| Pretax income | 1,320,000 | 2,343,000 | 3,788,000 | 2,876,000 |
| Income tax | 467,000 | 816,000 | 1,335,000 | 809,000 |
| Net income | 853,000 | 1,527,000 | 2,453,000 | 2,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,129,000 | 28,804,000 | 29,729,000 | 23,343,000 |
| Total capital | 30,212,000 | 30,959,000 | 31,847,000 | 26,221,000 |
| Risk-weighted assets | 234,636,000 | 238,283,000 | 232,226,000 | 229,206,000 |