Call reports 2003
FIRST NATIONAL BANK OF STRASBURG, THE — 2003
What FIRST NATIONAL BANK OF STRASBURG, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 263,833,000 | 257,568,000 | 277,133,000 | 261,940,000 |
| Total loans | 213,239,000 | 218,142,000 | 213,977,000 | 213,436,000 |
| Allowance for loan losses | 2,074,000 | 2,177,000 | 2,232,000 | 2,183,000 |
| Securities available for sale | 20,779,000 | 19,882,000 | 21,630,000 | 22,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,597,000 | 229,223,000 | 248,642,000 | 232,963,000 |
| Interest-bearing deposits | 185,651,000 | 181,469,000 | 198,051,000 | 184,389,000 |
| Noninterest-bearing deposits | 45,946,000 | 47,754,000 | 50,591,000 | 48,574,000 |
| Equity capital | 25,620,000 | 26,572,000 | 27,484,000 | 28,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,407,000 | 8,760,000 | 13,161,000 | 17,301,000 |
| Interest expense | 1,107,000 | 2,123,000 | 3,076,000 | 3,967,000 |
| Net interest income | 3,300,000 | 6,637,000 | 10,085,000 | 13,334,000 |
| Noninterest income | 244,000 | 507,000 | 778,000 | 1,041,000 |
| Noninterest expense | 2,082,000 | 4,132,000 | 6,221,000 | 8,324,000 |
| Provision for loan losses | 140,000 | 250,000 | 370,000 | 390,000 |
| Pretax income | 1,322,000 | 2,762,000 | 4,272,000 | 5,661,000 |
| Income tax | 471,000 | 983,000 | 1,524,000 | 2,015,000 |
| Net income | 851,000 | 1,779,000 | 2,748,000 | 3,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,481,000 | 25,409,000 | 26,377,000 | 27,276,000 |
| Total capital | 26,555,000 | 27,586,000 | 28,609,000 | 29,459,000 |
| Risk-weighted assets | 222,624,000 | 234,139,000 | 234,803,000 | 225,310,000 |