Call reports 2002
FIRST NATIONAL BANK OF STRASBURG, THE — 2002
What FIRST NATIONAL BANK OF STRASBURG, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 240,679,000 | 247,241,000 | 255,350,000 | 254,905,000 |
| Total loans | 198,119,000 | 206,684,000 | 212,950,000 | 214,619,000 |
| Allowance for loan losses | 1,813,000 | 1,880,000 | 1,825,000 | 1,950,000 |
| Securities available for sale | 0 | 0 | 0 | 20,289,000 |
| Securities held to maturity | 20,834,000 | 21,405,000 | 22,383,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,474,000 | 222,816,000 | 219,904,000 | 222,878,000 |
| Interest-bearing deposits | 173,290,000 | 178,775,000 | 174,821,000 | 176,904,000 |
| Noninterest-bearing deposits | 44,184,000 | 44,041,000 | 45,083,000 | 45,974,000 |
| Equity capital | 22,140,000 | 22,927,000 | 23,827,000 | 24,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,355,000 | 8,829,000 | 13,328,000 | 17,759,000 |
| Interest expense | 1,343,000 | 2,633,000 | 3,893,000 | 5,109,000 |
| Net interest income | 3,012,000 | 6,196,000 | 9,435,000 | 12,650,000 |
| Noninterest income | 268,000 | 532,000 | 794,000 | 1,080,000 |
| Noninterest expense | 1,987,000 | 4,035,000 | 5,964,000 | 8,070,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 606,000 |
| Pretax income | 1,143,000 | 2,393,000 | 3,815,000 | 5,054,000 |
| Income tax | 409,000 | 872,000 | 1,394,000 | 1,847,000 |
| Net income | 734,000 | 1,521,000 | 2,421,000 | 3,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,157,000 | 21,944,000 | 22,844,000 | 23,630,000 |
| Total capital | 22,970,000 | 23,824,000 | 24,669,000 | 25,580,000 |
| Risk-weighted assets | 198,452,000 | 211,981,000 | 219,729,000 | 217,496,000 |