Call reports 2001
FIRST NATIONAL BANK OF STRASBURG, THE — 2001
What FIRST NATIONAL BANK OF STRASBURG, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 220,746,000 | 232,165,000 | 242,991,000 | 240,662,000 |
| Total loans | 172,251,000 | 189,527,000 | 198,650,000 | 198,663,000 |
| Allowance for loan losses | 1,350,000 | 1,464,000 | 1,589,000 | 1,678,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,888,000 | 23,493,000 | 25,172,000 | 21,269,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,365,000 | 210,527,000 | 220,660,000 | 217,739,000 |
| Interest-bearing deposits | 161,279,000 | 168,678,000 | 178,158,000 | 173,689,000 |
| Noninterest-bearing deposits | 39,086,000 | 41,849,000 | 42,502,000 | 44,050,000 |
| Equity capital | 18,882,000 | 19,852,000 | 20,752,000 | 21,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,927,000 | 9,938,000 | 14,926,000 | 19,581,000 |
| Interest expense | 2,069,000 | 4,049,000 | 5,960,000 | 7,591,000 |
| Net interest income | 2,858,000 | 5,889,000 | 8,966,000 | 11,990,000 |
| Noninterest income | 317,000 | 638,000 | 973,000 | 1,284,000 |
| Noninterest expense | 1,776,000 | 3,495,000 | 5,349,000 | 7,576,000 |
| Provision for loan losses | 105,000 | 225,000 | 375,000 | 475,000 |
| Pretax income | 1,294,000 | 2,807,000 | 4,215,000 | 5,223,000 |
| Income tax | 461,000 | 1,004,000 | 1,512,000 | 1,866,000 |
| Net income | 833,000 | 1,803,000 | 2,703,000 | 3,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,861,000 | 18,844,000 | 19,756,000 | 20,423,000 |
| Total capital | 19,211,000 | 20,308,000 | 21,345,000 | 22,101,000 |
| Risk-weighted assets | 168,219,000 | 186,392,000 | 195,977,000 | 198,088,000 |