Call reports 2004
BANK OF BOLIVAR — 2004
What BANK OF BOLIVAR reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 51,595,000 | 52,292,000 | 53,298,000 | 52,981,000 |
| Total loans | 25,932,000 | 25,010,000 | 25,180,000 | 24,024,000 |
| Allowance for loan losses | 1,153,000 | 1,164,000 | 1,167,000 | 1,045,000 |
| Securities available for sale | 20,738,000 | 23,616,000 | 25,307,000 | 26,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,130,000 | 46,240,000 | 47,347,000 | 45,492,000 |
| Interest-bearing deposits | 38,526,000 | 38,295,000 | 39,704,000 | 37,468,000 |
| Noninterest-bearing deposits | 7,604,000 | 7,945,000 | 7,643,000 | 8,024,000 |
| Equity capital | 5,200,000 | 4,872,000 | 5,625,000 | 5,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,475,000 | 2,246,000 | 3,020,000 |
| Interest expense | 125,000 | 247,000 | 371,000 | 492,000 |
| Net interest income | 606,000 | 1,228,000 | 1,875,000 | 2,528,000 |
| Noninterest income | 126,000 | 274,000 | 495,000 | 764,000 |
| Noninterest expense | 498,000 | 975,000 | 1,483,000 | 1,938,000 |
| Provision for loan losses | 23,000 | 30,000 | 38,000 | 45,000 |
| Pretax income | 215,000 | 513,000 | 909,000 | 1,386,000 |
| Income tax | 0 | 44,000 | 117,000 | 187,000 |
| Net income | 215,000 | 469,000 | 792,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,886,000 | 5,369,000 | 5,693,000 | 5,573,000 |
| Total capital | 5,232,000 | 5,721,000 | 6,036,000 | 5,906,000 |
| Risk-weighted assets | 26,908,000 | 27,412,000 | 26,667,000 | 25,941,000 |