Call reports 2003
BANK OF BOLIVAR — 2003
What BANK OF BOLIVAR reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,340,000 | 51,890,000 | 50,142,000 | 51,268,000 |
| Total loans | 25,586,000 | 24,111,000 | 25,499,000 | 26,384,000 |
| Allowance for loan losses | 1,642,000 | 1,486,000 | 1,399,000 | 1,396,000 |
| Securities available for sale | 19,526,000 | 21,026,000 | 13,724,000 | 20,350,000 |
| Securities held to maturity | 64,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,613,000 | 46,924,000 | 45,368,000 | 46,316,000 |
| Interest-bearing deposits | 39,251,000 | 37,812,000 | 37,660,000 | 37,856,000 |
| Noninterest-bearing deposits | 8,362,000 | 9,112,000 | 7,708,000 | 8,460,000 |
| Equity capital | 3,527,000 | 4,800,000 | 4,586,000 | 4,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 458,000 | 1,089,000 | 1,843,000 |
| Interest expense | 216,000 | 117,000 | 284,000 | 431,000 |
| Net interest income | 506,000 | 341,000 | 805,000 | 1,412,000 |
| Noninterest income | 79,000 | 53,000 | 162,000 | 347,000 |
| Noninterest expense | 648,000 | 328,000 | 912,000 | 1,473,000 |
| Provision for loan losses | 0 | 13,000 | 13,000 | 16,000 |
| Pretax income | -47,000 | 53,000 | 33,000 | 211,000 |
| Income tax | 9,000 | 0 | 0 | 0 |
| Net income | -56,000 | 53,000 | 33,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,371,000 | 4,462,000 | 4,468,000 | 4,659,000 |
| Total capital | 3,737,000 | 4,811,000 | 4,803,000 | 5,017,000 |
| Risk-weighted assets | 27,710,000 | 26,369,000 | 25,749,000 | 27,804,000 |