Call reports 2002
BANK OF BOLIVAR — 2002
What BANK OF BOLIVAR reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 67,073,000 | 62,771,000 | 57,883,000 | 53,488,000 |
| Total loans | 35,798,000 | 33,696,000 | 30,044,000 | 27,808,000 |
| Allowance for loan losses | 2,435,000 | 2,240,000 | 1,821,000 | 1,728,000 |
| Securities available for sale | 20,528,000 | 17,144,000 | 14,381,000 | 17,820,000 |
| Securities held to maturity | 94,000 | 87,000 | 79,000 | 72,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,810,000 | 58,334,000 | 53,524,000 | 49,707,000 |
| Interest-bearing deposits | 54,056,000 | 49,638,000 | 44,224,000 | 41,647,000 |
| Noninterest-bearing deposits | 8,754,000 | 8,696,000 | 9,300,000 | 8,060,000 |
| Equity capital | 3,958,000 | 4,106,000 | 3,998,000 | 3,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,115,000 | 2,140,000 | 2,927,000 | 3,705,000 |
| Interest expense | 464,000 | 830,000 | 1,129,000 | 1,382,000 |
| Net interest income | 651,000 | 1,310,000 | 1,798,000 | 2,323,000 |
| Noninterest income | 86,000 | 181,000 | 304,000 | 411,000 |
| Noninterest expense | 759,000 | 1,585,000 | 2,391,000 | 3,170,000 |
| Provision for loan losses | 0 | 50,000 | 120,000 | 120,000 |
| Pretax income | -16,000 | -102,000 | -341,000 | -475,000 |
| Income tax | 148,000 | 125,000 | 56,000 | 339,000 |
| Net income | -164,000 | -227,000 | -397,000 | -814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,133,000 | 4,070,000 | 3,900,000 | 3,483,000 |
| Total capital | 4,683,000 | 4,556,000 | 4,335,000 | 3,877,000 |
| Risk-weighted assets | 42,119,000 | 37,140,000 | 32,940,000 | 29,897,000 |