Call reports 2020
AMERICAN PRIDE BANK — 2020
What AMERICAN PRIDE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 203,448,000 | 212,179,000 | 209,360,000 | 210,384,000 |
| Total loans | 164,554,000 | 172,753,000 | 171,627,000 | 167,958,000 |
| Allowance for loan losses | 2,764,000 | 2,960,000 | 3,354,000 | 2,404,000 |
| Securities available for sale | 8,106,000 | 7,380,000 | 6,859,000 | 6,498,000 |
| Securities held to maturity | 2,913,000 | 2,903,000 | 2,895,000 | 2,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,865,000 | 172,119,000 | 169,262,000 | 172,618,000 |
| Interest-bearing deposits | 142,248,000 | 138,829,000 | 138,106,000 | 138,467,000 |
| Noninterest-bearing deposits | 22,617,000 | 33,290,000 | 31,156,000 | 34,151,000 |
| Equity capital | 29,160,000 | 29,619,000 | 29,775,000 | 28,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,525,000 | 5,262,000 | 7,770,000 | 10,273,000 |
| Interest expense | 646,000 | 1,217,000 | 1,645,000 | 2,006,000 |
| Net interest income | 1,879,000 | 4,045,000 | 6,125,000 | 8,267,000 |
| Noninterest income | 246,000 | 410,000 | 597,000 | 821,000 |
| Noninterest expense | 1,588,000 | 3,168,000 | 4,709,000 | 6,300,000 |
| Provision for loan losses | 109,000 | 305,000 | 698,000 | 1,859,000 |
| Pretax income | 428,000 | 982,000 | 1,315,000 | 929,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 428,000 | 982,000 | 1,315,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,033,000 | 29,409,000 | 29,514,000 | 28,742,000 |
| Total capital | 31,295,000 | 31,775,000 | 31,876,000 | 31,042,000 |
| Risk-weighted assets | 180,467,000 | 188,701,000 | 187,989,000 | 183,971,000 |