Call reports 2016
AMERICAN PRIDE BANK — 2016
What AMERICAN PRIDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 135,122,000 | 139,017,000 | 147,926,000 | 149,903,000 |
| Total loans | 95,649,000 | 104,379,000 | 107,097,000 | 110,383,000 |
| Allowance for loan losses | 1,076,000 | 1,154,000 | 1,253,000 | 1,320,000 |
| Securities available for sale | 17,002,000 | 15,922,000 | 16,108,000 | 14,752,000 |
| Securities held to maturity | 1,031,000 | 1,795,000 | 3,035,000 | 3,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,960,000 | 104,447,000 | 114,482,000 | 119,283,000 |
| Interest-bearing deposits | 89,625,000 | 93,571,000 | 100,951,000 | 103,470,000 |
| Noninterest-bearing deposits | 11,335,000 | 10,876,000 | 13,531,000 | 15,813,000 |
| Equity capital | 25,778,000 | 26,121,000 | 26,956,000 | 24,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,549,000 | 3,053,000 | 4,733,000 | 6,456,000 |
| Interest expense | 190,000 | 384,000 | 606,000 | 835,000 |
| Net interest income | 1,359,000 | 2,669,000 | 4,127,000 | 5,621,000 |
| Noninterest income | 266,000 | 573,000 | 1,492,000 | 2,256,000 |
| Noninterest expense | 1,069,000 | 2,227,000 | 3,476,000 | 4,815,000 |
| Provision for loan losses | 65,000 | 143,000 | 236,000 | 303,000 |
| Pretax income | 477,000 | 851,000 | 1,886,000 | 2,738,000 |
| Income tax | -123,000 | -123,000 | -123,000 | -123,000 |
| Net income | 600,000 | 974,000 | 2,009,000 | 2,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,921,000 | 26,013,000 | 26,872,000 | 24,599,000 |
| Total capital | 26,997,000 | 27,167,000 | 28,125,000 | 25,919,000 |
| Risk-weighted assets | 107,585,000 | 111,832,000 | 120,610,000 | 123,337,000 |