Call reports 2015
AMERICAN PRIDE BANK — 2015
What AMERICAN PRIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 126,539,000 | 125,262,000 | 124,168,000 | 132,141,000 |
| Total loans | 79,070,000 | 84,627,000 | 85,164,000 | 91,179,000 |
| Allowance for loan losses | 842,000 | 911,000 | 940,000 | 1,011,000 |
| Securities available for sale | 23,616,000 | 23,057,000 | 20,820,000 | 18,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,919,000 | 89,464,000 | 88,796,000 | 98,549,000 |
| Interest-bearing deposits | 79,806,000 | 79,978,000 | 79,384,000 | 86,250,000 |
| Noninterest-bearing deposits | 9,113,000 | 9,486,000 | 9,412,000 | 12,299,000 |
| Equity capital | 24,944,000 | 24,717,000 | 25,121,000 | 25,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,382,000 | 2,795,000 | 4,199,000 | 5,650,000 |
| Interest expense | 167,000 | 345,000 | 519,000 | 700,000 |
| Net interest income | 1,215,000 | 2,450,000 | 3,680,000 | 4,950,000 |
| Noninterest income | 316,000 | 401,000 | 1,036,000 | 1,381,000 |
| Noninterest expense | 1,006,000 | 1,996,000 | 3,177,000 | 4,189,000 |
| Provision for loan losses | 51,000 | 121,000 | 151,000 | 394,000 |
| Pretax income | 474,000 | 734,000 | 1,383,000 | 1,723,000 |
| Income tax | 0 | 0 | 324,000 | 324,000 |
| Net income | 474,000 | 734,000 | 1,059,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,055,000 | 24,795,000 | 25,415,000 | 25,473,000 |
| Total capital | 25,897,000 | 25,705,000 | 26,355,000 | 26,484,000 |
| Risk-weighted assets | 91,580,000 | 93,110,000 | 97,385,000 | 103,238,000 |