Call reports 2014
AMERICAN PRIDE BANK — 2014
What AMERICAN PRIDE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 111,382,000 | 113,252,000 | 117,645,000 | 121,104,000 |
| Total loans | 70,329,000 | 71,700,000 | 78,034,000 | 77,437,000 |
| Allowance for loan losses | 788,000 | 791,000 | 790,000 | 791,000 |
| Securities available for sale | 25,779,000 | 25,588,000 | 23,706,000 | 22,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,564,000 | 74,709,000 | 78,066,000 | 81,129,000 |
| Interest-bearing deposits | 65,572,000 | 66,344,000 | 70,416,000 | 73,477,000 |
| Noninterest-bearing deposits | 6,992,000 | 8,365,000 | 7,650,000 | 7,652,000 |
| Equity capital | 25,438,000 | 25,979,000 | 26,231,000 | 27,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,559,000 | 3,914,000 | 5,262,000 |
| Interest expense | 122,000 | 241,000 | 377,000 | 533,000 |
| Net interest income | 1,126,000 | 2,318,000 | 3,537,000 | 4,729,000 |
| Noninterest income | 159,000 | 372,000 | 449,000 | 1,383,000 |
| Noninterest expense | 1,045,000 | 2,062,000 | 3,085,000 | 4,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 240,000 | 629,000 | 904,000 | 1,842,000 |
| Income tax | 87,000 | 222,000 | 322,000 | 648,000 |
| Net income | 153,000 | 407,000 | 582,000 | 1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,300,000 | 26,287,000 | 26,769,000 | 27,377,000 |
| Total capital | 27,088,000 | 27,078,000 | 27,559,000 | 28,168,000 |
| Risk-weighted assets | 81,763,000 | 81,285,000 | 85,343,000 | 88,256,000 |