Call reports 2013
AMERICAN PRIDE BANK — 2013
What AMERICAN PRIDE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 114,964,000 | 116,021,000 | 115,234,000 | 113,704,000 |
| Total loans | 74,782,000 | 75,179,000 | 72,254,000 | 72,002,000 |
| Allowance for loan losses | 890,000 | 754,000 | 733,000 | 789,000 |
| Securities available for sale | 22,062,000 | 25,607,000 | 26,762,000 | 25,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,519,000 | 80,168,000 | 79,295,000 | 74,840,000 |
| Interest-bearing deposits | 74,329,000 | 73,742,000 | 71,635,000 | 67,401,000 |
| Noninterest-bearing deposits | 6,190,000 | 6,426,000 | 7,660,000 | 7,439,000 |
| Equity capital | 24,682,000 | 24,045,000 | 23,992,000 | 25,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,705,000 | 4,079,000 | 5,496,000 |
| Interest expense | 159,000 | 305,000 | 446,000 | 577,000 |
| Net interest income | 1,149,000 | 2,400,000 | 3,633,000 | 4,919,000 |
| Noninterest income | 33,000 | 72,000 | 121,000 | 462,000 |
| Noninterest expense | 901,000 | 1,834,000 | 2,793,000 | 3,675,000 |
| Provision for loan losses | 13,000 | 86,000 | 86,000 | 86,000 |
| Pretax income | 268,000 | 555,000 | 878,000 | 1,620,000 |
| Income tax | 0 | 0 | 0 | 121,000 |
| Net income | 268,000 | 555,000 | 878,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,828,000 | 25,137,000 | 25,483,000 | 26,127,000 |
| Total capital | 25,718,000 | 25,891,000 | 26,216,000 | 26,916,000 |
| Risk-weighted assets | 85,961,000 | 87,720,000 | 86,377,000 | 84,190,000 |