Call reports 2011
AMERICAN PRIDE BANK — 2011
What AMERICAN PRIDE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,529,000 | 112,274,000 | 118,479,000 | 114,034,000 |
| Total loans | 71,526,000 | 75,096,000 | 73,144,000 | 71,972,000 |
| Allowance for loan losses | 894,000 | 1,087,000 | 1,051,000 | 1,057,000 |
| Securities available for sale | 20,313,000 | 20,125,000 | 24,994,000 | 24,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,930,000 | 78,650,000 | 83,071,000 | 78,667,000 |
| Interest-bearing deposits | 73,298,000 | 74,675,000 | 79,991,000 | 74,976,000 |
| Noninterest-bearing deposits | 2,632,000 | 3,975,000 | 3,080,000 | 3,691,000 |
| Equity capital | 22,437,000 | 22,993,000 | 23,695,000 | 23,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,848,000 | 4,240,000 | 5,667,000 |
| Interest expense | 337,000 | 640,000 | 935,000 | 1,176,000 |
| Net interest income | 1,050,000 | 2,208,000 | 3,305,000 | 4,491,000 |
| Noninterest income | 24,000 | 48,000 | 71,000 | 80,000 |
| Noninterest expense | 769,000 | 1,611,000 | 2,500,000 | 3,439,000 |
| Provision for loan losses | 83,000 | 382,000 | 422,000 | 428,000 |
| Pretax income | 239,000 | 313,000 | 512,000 | 850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 313,000 | 512,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,832,000 | 22,940,000 | 23,174,000 | 23,547,000 |
| Total capital | 23,726,000 | 24,027,000 | 24,225,000 | 24,594,000 |
| Risk-weighted assets | 82,949,000 | 88,208,000 | 85,278,000 | 83,770,000 |