Call reports 2010
AMERICAN PRIDE BANK — 2010
What AMERICAN PRIDE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 89,686,000 | 90,522,000 | 98,056,000 | 105,806,000 |
| Total loans | 48,655,000 | 55,821,000 | 64,237,000 | 71,976,000 |
| Allowance for loan losses | 628,000 | 718,000 | 797,000 | 892,000 |
| Securities available for sale | 24,717,000 | 18,929,000 | 18,013,000 | 20,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,973,000 | 57,574,000 | 64,201,000 | 72,402,000 |
| Interest-bearing deposits | 53,819,000 | 54,598,000 | 62,041,000 | 70,188,000 |
| Noninterest-bearing deposits | 3,154,000 | 2,976,000 | 2,160,000 | 2,214,000 |
| Equity capital | 22,524,000 | 22,711,000 | 22,612,000 | 22,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,078,000 | 3,260,000 | 4,603,000 |
| Interest expense | 314,000 | 643,000 | 973,000 | 1,330,000 |
| Net interest income | 665,000 | 1,435,000 | 2,287,000 | 3,273,000 |
| Noninterest income | 13,000 | -26,000 | -66,000 | -43,000 |
| Noninterest expense | 793,000 | 1,604,000 | 2,419,000 | 3,200,000 |
| Provision for loan losses | 72,000 | 162,000 | 241,000 | 337,000 |
| Pretax income | -140,000 | -268,000 | -311,000 | -134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -140,000 | -268,000 | -311,000 | -134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,438,000 | 22,347,000 | 22,344,000 | 22,557,000 |
| Total capital | 23,066,000 | 23,065,000 | 23,141,000 | 23,449,000 |
| Risk-weighted assets | 66,049,000 | 69,674,000 | 77,798,000 | 81,066,000 |