Call reports 2009
AMERICAN PRIDE BANK — 2009
What AMERICAN PRIDE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,429,000 | 65,699,000 | 78,804,000 | 78,821,000 |
| Total loans | 28,559,000 | 32,138,000 | 34,028,000 | 45,984,000 |
| Allowance for loan losses | 356,000 | 372,000 | 412,000 | 557,000 |
| Securities available for sale | 10,955,000 | 20,211,000 | 25,932,000 | 20,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,173,000 | 37,543,000 | 45,425,000 | 46,131,000 |
| Interest-bearing deposits | 26,094,000 | 35,636,000 | 43,729,000 | 43,606,000 |
| Noninterest-bearing deposits | 2,079,000 | 1,907,000 | 1,696,000 | 2,525,000 |
| Equity capital | 24,072,000 | 23,069,000 | 23,142,000 | 22,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,130,000 | 1,873,000 | 2,751,000 |
| Interest expense | 194,000 | 459,000 | 760,000 | 1,074,000 |
| Net interest income | 300,000 | 671,000 | 1,113,000 | 1,677,000 |
| Noninterest income | 7,000 | 17,000 | 35,000 | 53,000 |
| Noninterest expense | 661,000 | 1,378,000 | 2,066,000 | 3,023,000 |
| Provision for loan losses | 122,000 | 297,000 | 337,000 | 521,000 |
| Pretax income | -460,000 | -1,132,000 | -1,365,000 | -1,875,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -460,000 | -1,132,000 | -1,365,000 | -1,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,877,000 | 23,226,000 | 23,015,000 | 22,540,000 |
| Total capital | 24,233,000 | 23,598,000 | 23,427,000 | 23,097,000 |
| Risk-weighted assets | 41,299,000 | 47,937,000 | 51,331,000 | 60,621,000 |