Call reports 2008
AMERICAN PRIDE BANK — 2008
What AMERICAN PRIDE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 30,022,000 | 35,350,000 | 40,074,000 | 47,381,000 |
| Total loans | 6,007,000 | 7,173,000 | 15,816,000 | 21,635,000 |
| Allowance for loan losses | 60,000 | 72,000 | 171,000 | 236,000 |
| Securities available for sale | 17,122,000 | 15,439,000 | 15,888,000 | 13,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,878,000 | 10,674,000 | 15,560,000 | 18,662,000 |
| Interest-bearing deposits | 3,851,000 | 9,719,000 | 14,436,000 | 17,788,000 |
| Noninterest-bearing deposits | 1,027,000 | 955,000 | 1,124,000 | 874,000 |
| Equity capital | 25,064,000 | 24,608,000 | 24,418,000 | 24,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 613,000 | 1,028,000 | 1,483,000 |
| Interest expense | 8,000 | 85,000 | 204,000 | 367,000 |
| Net interest income | 267,000 | 528,000 | 824,000 | 1,116,000 |
| Noninterest income | 0 | 1,000 | 6,000 | 11,000 |
| Noninterest expense | 508,000 | 951,000 | 1,427,000 | 1,930,000 |
| Provision for loan losses | 60,000 | 72,000 | 171,000 | 236,000 |
| Pretax income | -294,000 | -482,000 | -760,000 | -1,016,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -294,000 | -482,000 | -760,000 | -1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,971,000 | 24,805,000 | 24,550,000 | 24,315,000 |
| Total capital | 25,031,000 | 24,877,000 | 24,721,000 | 24,551,000 |
| Risk-weighted assets | 13,413,000 | 16,481,000 | 26,726,000 | 33,636,000 |