Call reports 2004
MIDWEST GUARANTY BANK — 2004
What MIDWEST GUARANTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 |
|---|---|
| Total assets | 243,437,000 |
| Total loans | 207,522,000 |
| Allowance for loan losses | 3,307,000 |
| Securities available for sale | 20,851,000 |
| Securities held to maturity | 295,000 |
| Trading assets | 0 |
| Total deposits | 207,991,000 |
| Interest-bearing deposits | 150,087,000 |
| Noninterest-bearing deposits | 57,904,000 |
| Equity capital | 21,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 |
|---|---|
| Interest income | 3,298,000 |
| Interest expense | 567,000 |
| Net interest income | 2,731,000 |
| Noninterest income | 324,000 |
| Noninterest expense | 1,957,000 |
| Provision for loan losses | 128,000 |
| Pretax income | 970,000 |
| Income tax | 295,000 |
| Net income | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 |
|---|---|
| Tier 1 capital | 20,709,000 |
| Total capital | 23,467,000 |
| Risk-weighted assets | 220,130,000 |