Call reports 2001
MIDWEST GUARANTY BANK — 2001
What MIDWEST GUARANTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 146,308,000 | 153,604,000 | 160,639,000 | 167,831,000 |
| Total loans | 112,196,000 | 117,468,000 | 127,040,000 | 130,142,000 |
| Allowance for loan losses | 2,106,000 | 2,212,000 | 2,319,000 | 2,180,000 |
| Securities available for sale | 13,076,000 | 13,921,000 | 11,796,000 | 15,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,252,000 | 138,477,000 | 144,859,000 | 150,437,000 |
| Interest-bearing deposits | 91,427,000 | 92,331,000 | 101,044,000 | 107,830,000 |
| Noninterest-bearing deposits | 40,825,000 | 46,146,000 | 43,815,000 | 42,607,000 |
| Equity capital | 13,109,000 | 13,371,000 | 13,759,000 | 13,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,723,000 | 5,432,000 | 8,203,000 | 10,976,000 |
| Interest expense | 779,000 | 1,496,000 | 2,200,000 | 2,847,000 |
| Net interest income | 1,944,000 | 3,936,000 | 6,003,000 | 8,129,000 |
| Noninterest income | 252,000 | 557,000 | 832,000 | 1,162,000 |
| Noninterest expense | 1,602,000 | 3,292,000 | 5,144,000 | 6,867,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 480,000 |
| Pretax income | 526,000 | 1,028,000 | 1,485,000 | 2,053,000 |
| Income tax | 182,000 | 353,000 | 458,000 | 619,000 |
| Net income | 344,000 | 675,000 | 1,027,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,753,000 | 13,039,000 | 13,436,000 | 13,735,000 |
| Total capital | 14,308,000 | 14,682,000 | 15,192,000 | 15,534,000 |
| Risk-weighted assets | 123,883,000 | 130,894,000 | 139,878,000 | 143,559,000 |