Call reports 2001
LINCOLN SECURITY BANK — 2001
What LINCOLN SECURITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 53,852,000 | 54,150,000 | 58,005,000 |
| Total loans | 28,512,000 | 28,616,000 | 29,365,000 |
| Allowance for loan losses | 433,000 | 434,000 | 427,000 |
| Securities available for sale | 19,682,000 | 22,237,000 | 23,417,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 49,572,000 | 47,779,000 | 53,038,000 |
| Interest-bearing deposits | 40,186,000 | 38,161,000 | 41,371,000 |
| Noninterest-bearing deposits | 9,386,000 | 9,618,000 | 11,667,000 |
| Equity capital | 3,957,000 | 4,164,000 | 4,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,010,000 | 2,061,000 | 3,115,000 |
| Interest expense | 496,000 | 983,000 | 1,425,000 |
| Net interest income | 514,000 | 1,078,000 | 1,690,000 |
| Noninterest income | 111,000 | 266,000 | 425,000 |
| Noninterest expense | 506,000 | 997,000 | 1,514,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 |
| Pretax income | 109,000 | 337,000 | 591,000 |
| Income tax | 41,000 | 126,000 | 220,000 |
| Net income | 68,000 | 211,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 3,702,000 | 3,844,000 | 4,004,000 |
| Total capital | 4,135,000 | 4,266,000 | 4,431,000 |
| Risk-weighted assets | 33,830,000 | 33,806,000 | 35,018,000 |