Call reports 2005
FIRST UNITED BANK, NATIONAL ASSOCIATION — 2005
What FIRST UNITED BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 169,350,000 | 185,335,000 | 184,682,000 | 170,325,000 |
| Total loans | 145,123,000 | 156,849,000 | 154,532,000 | 143,170,000 |
| Allowance for loan losses | 1,439,000 | 1,549,000 | 1,566,000 | 1,589,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 210,000 | 211,000 | 209,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,845,000 | 145,229,000 | 152,770,000 | 140,803,000 |
| Interest-bearing deposits | 95,963,000 | 107,020,000 | 111,996,000 | 104,081,000 |
| Noninterest-bearing deposits | 37,882,000 | 38,209,000 | 40,774,000 | 36,722,000 |
| Equity capital | 19,174,000 | 19,830,000 | 20,438,000 | 21,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,436,000 | 9,954,000 | 13,320,000 |
| Interest expense | 487,000 | 1,147,000 | 1,924,000 | 2,758,000 |
| Net interest income | 2,622,000 | 5,289,000 | 8,030,000 | 10,562,000 |
| Noninterest income | 349,000 | 675,000 | 1,080,000 | 1,437,000 |
| Noninterest expense | 2,108,000 | 3,879,000 | 5,959,000 | 7,811,000 |
| Provision for loan losses | 0 | 101,000 | 120,000 | 141,000 |
| Pretax income | 863,000 | 1,984,000 | 3,031,000 | 4,047,000 |
| Income tax | 319,000 | 734,000 | 1,123,000 | 1,499,000 |
| Net income | 544,000 | 1,250,000 | 1,908,000 | 2,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,174,000 | 19,830,000 | 20,438,000 | 21,028,000 |
| Total capital | 20,613,000 | 21,379,000 | 22,004,000 | 22,617,000 |
| Risk-weighted assets | 169,945,000 | 175,825,000 | 176,887,000 | 163,886,000 |
Machine access — free, no API key
Every figure shown here about FIRST UNITED BANK, NATIONAL ASSOCIATION — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.