Call reports 2001
FIRST UNITED BANK, NATIONAL ASSOCIATION — 2001
What FIRST UNITED BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 111,826,000 | 116,001,000 | 122,056,000 | 121,887,000 |
| Total loans | 82,525,000 | 86,678,000 | 102,004,000 | 98,789,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,003,000 | 1,003,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 221,000 | 213,000 | 213,000 | 214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,861,000 | 99,636,000 | 101,142,000 | 105,777,000 |
| Interest-bearing deposits | 60,795,000 | 60,251,000 | 65,917,000 | 71,302,000 |
| Noninterest-bearing deposits | 35,066,000 | 39,385,000 | 35,225,000 | 34,475,000 |
| Equity capital | 14,900,000 | 15,852,000 | 15,931,000 | 15,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 4,747,000 | 6,986,000 | 9,055,000 |
| Interest expense | 566,000 | 1,029,000 | 1,472,000 | 1,931,000 |
| Net interest income | 1,917,000 | 3,718,000 | 5,514,000 | 7,124,000 |
| Noninterest income | 266,000 | 535,000 | 791,000 | 1,129,000 |
| Noninterest expense | 1,198,000 | 2,403,000 | 3,531,000 | 4,773,000 |
| Provision for loan losses | 45,000 | 47,000 | 51,000 | 51,000 |
| Pretax income | 940,000 | 1,803,000 | 2,723,000 | 3,429,000 |
| Income tax | 347,000 | 666,000 | 1,007,000 | 1,269,000 |
| Net income | 593,000 | 1,137,000 | 1,716,000 | 2,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,900,000 | 15,852,000 | 15,931,000 | 15,875,000 |
| Total capital | 14,900,000 | 16,852,000 | 16,934,000 | 16,878,000 |
| Risk-weighted assets | 92,623,000 | 106,170,000 | 116,656,000 | 110,900,000 |