Call reports 2021
TEXANA BANK, NATIONAL ASSOCIATION — 2021
What TEXANA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 231,832,000 | 235,604,000 | 245,480,000 | 251,923,000 |
| Total loans | 203,889,000 | 203,642,000 | 210,002,000 | 214,701,000 |
| Allowance for loan losses | 2,290,000 | 2,400,000 | 2,516,000 | 2,579,000 |
| Securities available for sale | 11,434,000 | 10,626,000 | 9,939,000 | 9,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,936,000 | 200,773,000 | 212,461,000 | 219,680,000 |
| Interest-bearing deposits | 128,954,000 | 127,293,000 | 128,812,000 | 131,039,000 |
| Noninterest-bearing deposits | 68,982,000 | 73,480,000 | 83,649,000 | 88,641,000 |
| Equity capital | 20,189,000 | 19,744,000 | 20,545,000 | 20,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,628,000 | 5,378,000 | 8,200,000 | 10,981,000 |
| Interest expense | 273,000 | 521,000 | 753,000 | 946,000 |
| Net interest income | 2,355,000 | 4,857,000 | 7,447,000 | 10,035,000 |
| Noninterest income | 2,214,000 | 3,554,000 | 6,284,000 | 9,042,000 |
| Noninterest expense | 4,698,000 | 8,951,000 | 13,731,000 | 18,799,000 |
| Provision for loan losses | 70,000 | 175,000 | 280,000 | 350,000 |
| Pretax income | -199,000 | -715,000 | -280,000 | -72,000 |
| Income tax | -34,000 | -116,000 | 2,000 | 71,000 |
| Net income | -165,000 | -599,000 | -282,000 | -143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,930,000 | 19,496,000 | 20,313,000 | 20,451,000 |
| Total capital | 22,131,000 | 21,752,000 | 22,732,000 | 22,926,000 |
| Risk-weighted assets | 176,060,000 | 180,389,000 | 193,470,000 | 197,944,000 |