Call reports 2016
TEXANA BANK, NATIONAL ASSOCIATION — 2016
What TEXANA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 148,270,000 | 141,850,000 | 143,656,000 | 160,568,000 |
| Total loans | 130,522,000 | 123,630,000 | 125,803,000 | 142,973,000 |
| Allowance for loan losses | 1,294,000 | 1,249,000 | 1,258,000 | 1,420,000 |
| Securities available for sale | 6,411,000 | 6,154,000 | 5,544,000 | 5,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,528,000 | 114,838,000 | 110,477,000 | 119,214,000 |
| Interest-bearing deposits | 84,338,000 | 84,307,000 | 79,165,000 | 87,532,000 |
| Noninterest-bearing deposits | 29,190,000 | 30,531,000 | 31,312,000 | 31,682,000 |
| Equity capital | 12,984,000 | 13,101,000 | 13,060,000 | 13,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,587,000 | 5,349,000 | 7,228,000 |
| Interest expense | 159,000 | 318,000 | 474,000 | 652,000 |
| Net interest income | 1,645,000 | 3,269,000 | 4,875,000 | 6,576,000 |
| Noninterest income | -88,000 | 139,000 | 361,000 | 518,000 |
| Noninterest expense | 1,806,000 | 3,559,000 | 5,345,000 | 7,171,000 |
| Provision for loan losses | 157,000 | 157,000 | 192,000 | 390,000 |
| Pretax income | -406,000 | -308,000 | -301,000 | -467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -406,000 | -308,000 | -301,000 | -467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,655,000 | 12,753,000 | 12,760,000 | 13,294,000 |
| Total capital | 13,949,000 | 14,002,000 | 14,018,000 | 14,714,000 |
| Risk-weighted assets | 115,813,000 | 109,240,000 | 112,932,000 | 128,436,000 |