Call reports 2015
TEXANA BANK, NATIONAL ASSOCIATION — 2015
What TEXANA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 151,533,000 | 148,037,000 | 145,656,000 | 145,755,000 |
| Total loans | 133,672,000 | 130,720,000 | 127,848,000 | 127,224,000 |
| Allowance for loan losses | 1,612,000 | 1,383,000 | 1,358,000 | 1,168,000 |
| Securities available for sale | 8,445,000 | 8,041,000 | 7,370,000 | 6,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,226,000 | 115,329,000 | 113,495,000 | 112,058,000 |
| Interest-bearing deposits | 93,935,000 | 89,622,000 | 85,530,000 | 82,269,000 |
| Noninterest-bearing deposits | 24,291,000 | 25,707,000 | 27,965,000 | 29,789,000 |
| Equity capital | 14,144,000 | 14,142,000 | 13,682,000 | 13,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,954,000 | 3,855,000 | 5,703,000 | 7,534,000 |
| Interest expense | 199,000 | 386,000 | 564,000 | 717,000 |
| Net interest income | 1,755,000 | 3,469,000 | 5,139,000 | 6,817,000 |
| Noninterest income | 152,000 | 324,000 | 568,000 | 775,000 |
| Noninterest expense | 1,655,000 | 3,324,000 | 5,046,000 | 6,727,000 |
| Provision for loan losses | 285,000 | 470,000 | 1,091,000 | 1,571,000 |
| Pretax income | -33,000 | -1,000 | -430,000 | -706,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -33,000 | -1,000 | -430,000 | -706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,734,000 | 13,766,000 | 13,336,000 | 13,061,000 |
| Total capital | 15,214,000 | 15,149,000 | 14,694,000 | 14,229,000 |
| Risk-weighted assets | 118,313,000 | 115,851,000 | 113,669,000 | 114,305,000 |