Call reports 2007
TEXANA BANK, NATIONAL ASSOCIATION — 2007
What TEXANA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,576,000 | 63,997,000 | 65,269,000 | 69,929,000 |
| Total loans | 33,909,000 | 36,268,000 | 38,581,000 | 42,088,000 |
| Allowance for loan losses | 327,000 | 360,000 | 387,000 | 397,000 |
| Securities available for sale | 22,825,000 | 20,460,000 | 19,870,000 | 19,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,756,000 | 51,613,000 | 51,549,000 | 58,821,000 |
| Interest-bearing deposits | 42,686,000 | 42,135,000 | 41,890,000 | 48,214,000 |
| Noninterest-bearing deposits | 9,070,000 | 9,478,000 | 9,659,000 | 10,607,000 |
| Equity capital | 6,586,000 | 6,083,000 | 6,468,000 | 6,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,897,000 | 2,905,000 | 3,978,000 |
| Interest expense | 371,000 | 778,000 | 1,191,000 | 1,603,000 |
| Net interest income | 557,000 | 1,119,000 | 1,714,000 | 2,375,000 |
| Noninterest income | 72,000 | 153,000 | 233,000 | 334,000 |
| Noninterest expense | 574,000 | 1,152,000 | 1,768,000 | 2,440,000 |
| Provision for loan losses | 35,000 | 71,000 | 101,000 | 117,000 |
| Pretax income | 20,000 | 49,000 | 78,000 | 152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 49,000 | 78,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,065,000 | 6,983,000 | 7,013,000 | 7,086,000 |
| Total capital | 7,392,000 | 7,343,000 | 7,400,000 | 7,483,000 |
| Risk-weighted assets | 37,682,000 | 39,882,000 | 38,488,000 | 41,542,000 |