Call reports 2004
TEXANA BANK, NATIONAL ASSOCIATION — 2004
What TEXANA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,059,000 | 54,391,000 | 56,286,000 | 57,425,000 |
| Total loans | 19,098,000 | 18,894,000 | 19,535,000 | 19,871,000 |
| Allowance for loan losses | 291,000 | 273,000 | 272,000 | 287,000 |
| Securities available for sale | 29,113,000 | 31,080,000 | 29,560,000 | 31,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,841,000 | 44,809,000 | 46,084,000 | 47,340,000 |
| Interest-bearing deposits | 37,137,000 | 37,457,000 | 38,043,000 | 38,901,000 |
| Noninterest-bearing deposits | 7,704,000 | 7,352,000 | 8,041,000 | 8,439,000 |
| Equity capital | 5,111,000 | 4,446,000 | 5,070,000 | 5,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,220,000 | 1,884,000 | 2,577,000 |
| Interest expense | 171,000 | 342,000 | 530,000 | 730,000 |
| Net interest income | 454,000 | 878,000 | 1,354,000 | 1,847,000 |
| Noninterest income | 86,000 | 152,000 | 240,000 | 315,000 |
| Noninterest expense | 395,000 | 760,000 | 1,135,000 | 1,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 272,000 | 469,000 | 657,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 272,000 | 469,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,950,000 | 4,966,000 | 5,023,000 | 4,981,000 |
| Total capital | 5,241,000 | 5,239,000 | 5,295,000 | 5,268,000 |
| Risk-weighted assets | 25,683,000 | 25,631,000 | 25,574,000 | 25,842,000 |