Call reports 2003
TEXANA BANK, NATIONAL ASSOCIATION — 2003
What TEXANA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,346,000 | 53,256,000 | 54,053,000 | 54,123,000 |
| Total loans | 20,374,000 | 19,172,000 | 19,016,000 | 18,169,000 |
| Allowance for loan losses | 329,000 | 271,000 | 291,000 | 290,000 |
| Securities available for sale | 28,716,000 | 25,646,000 | 27,135,000 | 27,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,187,000 | 42,929,000 | 44,056,000 | 44,092,000 |
| Interest-bearing deposits | 36,248,000 | 35,754,000 | 36,134,000 | 36,820,000 |
| Noninterest-bearing deposits | 6,939,000 | 7,175,000 | 7,922,000 | 7,272,000 |
| Equity capital | 5,038,000 | 5,212,000 | 4,868,000 | 4,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,251,000 | 1,831,000 | 2,460,000 |
| Interest expense | 180,000 | 351,000 | 528,000 | 695,000 |
| Net interest income | 444,000 | 900,000 | 1,303,000 | 1,765,000 |
| Noninterest income | 71,000 | 151,000 | 228,000 | 305,000 |
| Noninterest expense | 358,000 | 682,000 | 1,028,000 | 1,419,000 |
| Provision for loan losses | 0 | 30,000 | 40,000 | 40,000 |
| Pretax income | 183,000 | 381,000 | 505,000 | 651,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 381,000 | 505,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,934,000 | 4,992,000 | 4,976,000 | 4,944,000 |
| Total capital | 5,238,000 | 5,263,000 | 5,267,000 | 5,234,000 |
| Risk-weighted assets | 24,391,000 | 25,832,000 | 24,712,000 | 24,326,000 |