Call reports 2002
TEXANA BANK, NATIONAL ASSOCIATION — 2002
What TEXANA BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,514,000 | 48,843,000 | 48,127,000 | 48,045,000 |
| Total loans | 23,077,000 | 22,714,000 | 21,537,000 | 21,406,000 |
| Allowance for loan losses | 332,000 | 343,000 | 392,000 | 321,000 |
| Securities available for sale | 17,639,000 | 19,404,000 | 18,069,000 | 20,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,478,000 | 43,697,000 | 42,812,000 | 42,847,000 |
| Interest-bearing deposits | 36,451,000 | 37,397,000 | 36,151,000 | 36,309,000 |
| Noninterest-bearing deposits | 6,027,000 | 6,300,000 | 6,661,000 | 6,538,000 |
| Equity capital | 4,845,000 | 4,931,000 | 5,057,000 | 5,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,315,000 | 1,959,000 | 2,550,000 |
| Interest expense | 264,000 | 500,000 | 722,000 | 919,000 |
| Net interest income | 444,000 | 815,000 | 1,237,000 | 1,631,000 |
| Noninterest income | 63,000 | 132,000 | 205,000 | 269,000 |
| Noninterest expense | 335,000 | 673,000 | 1,021,000 | 1,322,000 |
| Provision for loan losses | 0 | 20,000 | 80,000 | 170,000 |
| Pretax income | 179,000 | 266,000 | 401,000 | 587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 266,000 | 401,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,133,000 | 4,800,000 | 4,820,000 | 4,891,000 |
| Total capital | 5,451,000 | 5,122,000 | 5,121,000 | 5,192,000 |
| Risk-weighted assets | 25,403,000 | 25,774,000 | 23,978,000 | 24,095,000 |