Call reports 2009
MADISONVILLE STATE BANK — 2009
What MADISONVILLE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 241,453,000 | 230,017,000 | 256,330,000 |
| Total loans | 208,056,000 | 190,894,000 | 188,369,000 |
| Allowance for loan losses | 3,449,000 | 3,306,000 | 3,211,000 |
| Securities available for sale | 7,971,000 | 9,328,000 | 11,094,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 207,228,000 | 194,283,000 | 224,653,000 |
| Interest-bearing deposits | 190,296,000 | 177,901,000 | 208,146,000 |
| Noninterest-bearing deposits | 16,932,000 | 16,382,000 | 16,507,000 |
| Equity capital | 22,407,000 | 23,828,000 | 19,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 3,542,000 | 7,216,000 | 10,344,000 |
| Interest expense | 1,364,000 | 2,547,000 | 3,625,000 |
| Net interest income | 2,178,000 | 4,669,000 | 6,719,000 |
| Noninterest income | 165,000 | 364,000 | 541,000 |
| Noninterest expense | 1,147,000 | 2,318,000 | 3,585,000 |
| Provision for loan losses | 525,000 | 1,148,000 | 1,148,000 |
| Pretax income | 650,000 | 1,546,000 | 1,660,000 |
| Income tax | 235,000 | 557,000 | 6,812,000 |
| Net income | 415,000 | 989,000 | -5,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 18,585,000 | 18,827,000 | 7,108,000 |
| Total capital | 21,026,000 | 21,389,000 | 9,911,000 |
| Risk-weighted assets | 189,133,000 | 181,179,000 | 173,149,000 |