Call reports 2007
MADISONVILLE STATE BANK — 2007
What MADISONVILLE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 180,128,000 | 179,500,000 | 183,538,000 | 212,923,000 |
| Total loans | 131,410,000 | 137,256,000 | 139,382,000 | 159,288,000 |
| Allowance for loan losses | 2,795,000 | 2,792,000 | 2,803,000 | 2,787,000 |
| Securities available for sale | 8,238,000 | 8,213,000 | 12,988,000 | 42,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 3,665,000 | 3,140,000 |
| Total deposits | 151,612,000 | 150,847,000 | 153,711,000 | 154,690,000 |
| Interest-bearing deposits | 136,327,000 | 136,004,000 | 137,565,000 | 138,433,000 |
| Noninterest-bearing deposits | 15,285,000 | 14,843,000 | 16,146,000 | 16,257,000 |
| Equity capital | 26,816,000 | 27,446,000 | 28,404,000 | 24,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,298,000 | 6,509,000 | 9,853,000 | 13,406,000 |
| Interest expense | 1,342,000 | 2,739,000 | 4,168,000 | 5,711,000 |
| Net interest income | 1,956,000 | 3,770,000 | 5,685,000 | 7,695,000 |
| Noninterest income | 164,000 | 333,000 | 671,000 | 321,000 |
| Noninterest expense | 953,000 | 1,930,000 | 2,911,000 | 3,919,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,156,000 | 2,162,000 | 3,434,000 | 4,080,000 |
| Income tax | 414,000 | 775,000 | 1,231,000 | 1,405,000 |
| Net income | 742,000 | 1,387,000 | 2,203,000 | 2,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,891,000 | 27,536,000 | 28,352,000 | 23,824,000 |
| Total capital | 28,649,000 | 29,344,000 | 30,276,000 | 26,796,000 |
| Risk-weighted assets | 139,606,000 | 143,649,000 | 153,066,000 | 176,168,000 |