Call reports 2006
MADISONVILLE STATE BANK — 2006
What MADISONVILLE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 176,926,000 | 169,245,000 | 175,595,000 | 177,754,000 |
| Total loans | 149,757,000 | 141,625,000 | 137,750,000 | 132,409,000 |
| Allowance for loan losses | 2,783,000 | 2,797,000 | 2,803,000 | 2,799,000 |
| Securities available for sale | 10,100,000 | 7,715,000 | 7,947,000 | 8,939,000 |
| Securities held to maturity | 1,517,000 | 1,515,000 | 950,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,108,000 | 143,809,000 | 149,168,000 | 150,152,000 |
| Interest-bearing deposits | 131,185,000 | 127,832,000 | 133,632,000 | 134,514,000 |
| Noninterest-bearing deposits | 14,923,000 | 15,977,000 | 15,536,000 | 15,638,000 |
| Equity capital | 28,738,000 | 24,436,000 | 25,278,000 | 26,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,666,000 | 7,662,000 | 10,745,000 | 13,986,000 |
| Interest expense | 1,066,000 | 2,136,000 | 3,350,000 | 4,657,000 |
| Net interest income | 3,600,000 | 5,526,000 | 7,395,000 | 9,329,000 |
| Noninterest income | 164,000 | 339,000 | 508,000 | 674,000 |
| Noninterest expense | 895,000 | 1,823,000 | 2,748,000 | 3,674,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,660,000 | 3,802,000 | 4,915,000 | 6,089,000 |
| Income tax | 1,004,000 | 1,431,000 | 1,849,000 | 2,291,000 |
| Net income | 1,656,000 | 2,371,000 | 3,066,000 | 3,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,007,000 | 24,722,000 | 25,417,000 | 26,149,000 |
| Total capital | 30,841,000 | 26,474,000 | 27,209,000 | 27,916,000 |
| Risk-weighted assets | 145,767,000 | 139,077,000 | 142,324,000 | 140,288,000 |