Call reports 2002
MADISONVILLE STATE BANK — 2002
What MADISONVILLE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 152,506,000 | 151,961,000 | 153,776,000 | 150,733,000 |
| Total loans | 126,121,000 | 124,745,000 | 121,544,000 | 125,308,000 |
| Allowance for loan losses | 2,137,000 | 2,132,000 | 1,103,000 | 1,089,000 |
| Securities available for sale | 566,000 | 493,000 | 436,000 | 4,864,000 |
| Securities held to maturity | 5,845,000 | 5,871,000 | 5,466,000 | 3,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,557,000 | 136,777,000 | 137,932,000 | 133,544,000 |
| Interest-bearing deposits | 126,717,000 | 125,915,000 | 126,876,000 | 122,079,000 |
| Noninterest-bearing deposits | 10,840,000 | 10,862,000 | 11,056,000 | 11,465,000 |
| Equity capital | 13,820,000 | 14,555,000 | 15,210,000 | 15,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,093,000 | 8,895,000 | 11,588,000 |
| Interest expense | 1,152,000 | 2,213,000 | 3,210,000 | 4,095,000 |
| Net interest income | 2,005,000 | 3,880,000 | 5,685,000 | 7,493,000 |
| Noninterest income | 121,000 | 244,000 | 372,000 | 500,000 |
| Noninterest expense | 748,000 | 1,580,000 | 2,482,000 | 3,437,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 1,128,000 | 2,294,000 | 3,325,000 | 4,306,000 |
| Income tax | 417,000 | 847,000 | 1,227,000 | 1,588,000 |
| Net income | 711,000 | 1,447,000 | 2,098,000 | 2,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,818,000 | 14,554,000 | 15,206,000 | 15,825,000 |
| Total capital | 15,511,000 | 16,234,000 | 16,309,000 | 16,914,000 |
| Risk-weighted assets | 135,002,000 | 133,919,000 | 121,955,000 | 130,103,000 |