Call reports 2001
MADISONVILLE STATE BANK — 2001
What MADISONVILLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 147,104,000 | 145,750,000 | 155,550,000 | 153,093,000 |
| Total loans | 112,462,000 | 108,774,000 | 122,794,000 | 132,082,000 |
| Allowance for loan losses | 1,906,000 | 1,905,000 | 1,899,000 | 1,891,000 |
| Securities available for sale | 749,000 | 723,000 | 699,000 | 667,000 |
| Securities held to maturity | 9,473,000 | 28,463,000 | 4,826,000 | 4,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,060,000 | 131,319,000 | 140,708,000 | 137,089,000 |
| Interest-bearing deposits | 123,407,000 | 121,326,000 | 130,137,000 | 125,162,000 |
| Noninterest-bearing deposits | 9,653,000 | 9,993,000 | 10,571,000 | 11,927,000 |
| Equity capital | 12,968,000 | 13,460,000 | 13,950,000 | 15,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,344,000 | 6,313,000 | 9,207,000 | 13,210,000 |
| Interest expense | 1,716,000 | 3,354,000 | 4,899,000 | 6,240,000 |
| Net interest income | 1,628,000 | 2,959,000 | 4,308,000 | 6,970,000 |
| Noninterest income | 136,000 | 271,000 | 402,000 | 438,000 |
| Noninterest expense | 702,000 | 1,398,000 | 2,111,000 | 2,956,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,062,000 | 1,832,000 | 2,599,000 | 4,452,000 |
| Income tax | 393,000 | 675,000 | 957,000 | 1,652,000 |
| Net income | 669,000 | 1,157,000 | 1,642,000 | 2,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,976,000 | 13,464,000 | 13,949,000 | 15,107,000 |
| Total capital | 14,505,000 | 14,921,000 | 15,616,000 | 16,829,000 |
| Risk-weighted assets | 121,962,000 | 116,146,000 | 133,160,000 | 137,615,000 |