Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 197,691,000 | 193,835,000 | 193,206,000 |
| Total loans | 86,269,000 | 91,639,000 | 92,196,000 |
| Allowance for loan losses | 1,635,000 | 1,719,000 | 1,660,000 |
| Securities available for sale | 80,826,000 | 70,051,000 | 71,445,000 |
| Securities held to maturity | 4,170,000 | 3,193,000 | 3,154,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 175,569,000 | 171,285,000 | 170,317,000 |
| Interest-bearing deposits | 146,732,000 | 144,060,000 | 142,456,000 |
| Noninterest-bearing deposits | 28,836,000 | 27,224,000 | 27,860,000 |
| Equity capital | 21,833,000 | 22,234,000 | 22,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,625,000 | 3,269,000 | 4,880,000 |
| Interest expense | 66,000 | 130,000 | 191,000 |
| Net interest income | 1,559,000 | 3,139,000 | 4,689,000 |
| Noninterest income | 201,000 | 412,000 | 629,000 |
| Noninterest expense | 1,485,000 | 2,864,000 | 4,221,000 |
| Provision for loan losses | 30,000 | 30,000 | -36,000 |
| Pretax income | 245,000 | 670,000 | 1,146,000 |
| Income tax | 67,000 | 200,000 | 355,000 |
| Net income | 178,000 | 470,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 18,115,000 | 18,659,000 | 18,956,000 |
| Total capital | 19,332,000 | 19,834,000 | 20,160,000 |
| Risk-weighted assets | 96,560,000 | 93,168,000 | 95,445,000 |