Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 196,570,000 | 197,416,000 | 197,001,000 | 197,590,000 |
| Total loans | 94,802,000 | 94,963,000 | 92,047,000 | 89,594,000 |
| Allowance for loan losses | 1,369,000 | 1,695,000 | 1,787,000 | 1,651,000 |
| Securities available for sale | 55,411,000 | 60,922,000 | 62,849,000 | 63,368,000 |
| Securities held to maturity | 13,009,000 | 12,134,000 | 11,962,000 | 11,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,742,000 | 178,634,000 | 177,119,000 | 177,622,000 |
| Interest-bearing deposits | 154,519,000 | 152,947,000 | 149,987,000 | 148,744,000 |
| Noninterest-bearing deposits | 24,223,000 | 25,687,000 | 27,132,000 | 28,878,000 |
| Equity capital | 17,359,000 | 18,121,000 | 18,888,000 | 19,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,076,000 | 4,114,000 | 6,188,000 | 8,223,000 |
| Interest expense | 324,000 | 606,000 | 818,000 | 1,005,000 |
| Net interest income | 1,752,000 | 3,508,000 | 5,370,000 | 7,218,000 |
| Noninterest income | 220,000 | 516,000 | 757,000 | 1,071,000 |
| Noninterest expense | 1,669,000 | 3,214,000 | 4,868,000 | 6,486,000 |
| Provision for loan losses | 450,000 | 800,000 | 900,000 | 1,050,000 |
| Pretax income | -155,000 | -37,000 | 304,000 | 692,000 |
| Income tax | -2,000 | -134,000 | -76,000 | -21,000 |
| Net income | -153,000 | 97,000 | 380,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,802,000 | 13,151,000 | 13,533,000 | 13,952,000 |
| Total capital | 14,176,000 | 14,562,000 | 14,917,000 | 15,333,000 |
| Risk-weighted assets | 112,121,000 | 113,685,000 | 111,464,000 | 111,298,000 |