Call reports 2010
COMMUNITY STATE BANK — 2010
What COMMUNITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 184,668,000 | 183,298,000 | 184,482,000 | 192,086,000 |
| Total loans | 100,412,000 | 100,196,000 | 99,948,000 | 98,415,000 |
| Allowance for loan losses | 1,308,000 | 1,330,000 | 1,392,000 | 1,292,000 |
| Securities available for sale | 40,939,000 | 41,473,000 | 42,337,000 | 46,489,000 |
| Securities held to maturity | 13,738,000 | 12,535,000 | 12,675,000 | 12,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,752,000 | 165,438,000 | 165,648,000 | 173,793,000 |
| Interest-bearing deposits | 155,084,000 | 152,291,000 | 151,471,000 | 160,206,000 |
| Noninterest-bearing deposits | 11,668,000 | 13,147,000 | 14,177,000 | 13,587,000 |
| Equity capital | 17,201,000 | 17,311,000 | 18,025,000 | 17,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,142,000 | 4,225,000 | 6,388,000 | 8,518,000 |
| Interest expense | 399,000 | 780,000 | 1,150,000 | 1,513,000 |
| Net interest income | 1,743,000 | 3,445,000 | 5,238,000 | 7,005,000 |
| Noninterest income | 284,000 | 482,000 | 832,000 | 1,082,000 |
| Noninterest expense | 1,844,000 | 3,462,000 | 5,222,000 | 7,024,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 750,000 |
| Pretax income | 31,000 | 146,000 | 398,000 | 287,000 |
| Income tax | 0 | 0 | 0 | -108,000 |
| Net income | 31,000 | 146,000 | 398,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,396,000 | 12,605,000 | 12,953,000 | 13,044,000 |
| Total capital | 13,704,000 | 13,926,000 | 14,334,000 | 14,359,000 |
| Risk-weighted assets | 110,331,000 | 109,342,000 | 111,914,000 | 112,453,000 |