Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 112,951,000 | 113,822,000 | 116,347,000 | 118,726,000 |
| Total loans | 69,312,000 | 70,607,000 | 71,483,000 | 72,413,000 |
| Allowance for loan losses | 1,025,000 | 1,028,000 | 1,004,000 | 1,031,000 |
| Securities available for sale | 13,026,000 | 15,560,000 | 17,318,000 | 18,754,000 |
| Securities held to maturity | 17,925,000 | 17,285,000 | 17,996,000 | 18,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,808,000 | 100,105,000 | 101,952,000 | 104,794,000 |
| Interest-bearing deposits | 93,749,000 | 92,925,000 | 94,612,000 | 97,561,000 |
| Noninterest-bearing deposits | 6,059,000 | 7,180,000 | 7,340,000 | 7,233,000 |
| Equity capital | 12,595,000 | 12,831,000 | 13,165,000 | 13,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,113,000 | 4,222,000 | 6,369,000 | 8,534,000 |
| Interest expense | 872,000 | 1,711,000 | 2,524,000 | 3,250,000 |
| Net interest income | 1,241,000 | 2,511,000 | 3,845,000 | 5,284,000 |
| Noninterest income | 205,000 | 442,000 | 644,000 | 869,000 |
| Noninterest expense | 1,026,000 | 2,039,000 | 3,093,000 | 4,122,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 215,000 |
| Pretax income | 375,000 | 824,000 | 1,261,000 | 1,816,000 |
| Income tax | 117,000 | 236,000 | 347,000 | 470,000 |
| Net income | 258,000 | 588,000 | 914,000 | 1,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,409,000 | 12,619,000 | 12,776,000 | 13,086,000 |
| Total capital | 13,302,000 | 13,520,000 | 13,687,000 | 13,997,000 |
| Risk-weighted assets | 71,336,000 | 71,961,000 | 72,803,000 | 72,743,000 |