Call reports 2025
OUTDOOR BANK — 2025
What OUTDOOR BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 690,598,000 | 619,429,000 | 585,613,000 | 661,342,000 |
| Total loans | 487,955,000 | 502,306,000 | 481,234,000 | 488,269,000 |
| Allowance for loan losses | 10,388,000 | 11,057,000 | 11,262,000 | 11,503,000 |
| Securities available for sale | 3,266,000 | 3,185,000 | 2,673,000 | 2,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 616,830,000 | 544,952,000 | 510,447,000 | 585,391,000 |
| Interest-bearing deposits | 516,682,000 | 451,064,000 | 422,274,000 | 469,838,000 |
| Noninterest-bearing deposits | 100,148,000 | 93,888,000 | 88,173,000 | 115,553,000 |
| Equity capital | 59,825,000 | 60,678,000 | 61,440,000 | 62,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,096,000 | 20,339,000 | 30,473,000 | 40,082,000 |
| Interest expense | 4,017,000 | 8,177,000 | 11,996,000 | 15,660,000 |
| Net interest income | 6,079,000 | 12,162,000 | 18,477,000 | 24,422,000 |
| Noninterest income | 317,000 | 679,000 | 1,005,000 | 1,306,000 |
| Noninterest expense | 4,591,000 | 9,520,000 | 14,976,000 | 20,375,000 |
| Provision for loan losses | 4,350,000 | 4,950,000 | 5,350,000 | 4,820,000 |
| Pretax income | -2,595,000 | -1,679,000 | -894,000 | 554,000 |
| Income tax | -113,000 | -72,000 | -10,000 | 55,000 |
| Net income | -2,482,000 | -1,607,000 | -884,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,002,000 | 56,116,000 | 56,896,000 | 58,516,000 |