Call reports 2023
OUTDOOR BANK — 2023
What OUTDOOR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 464,057,000 | 474,952,000 | 513,445,000 | 604,507,000 |
| Total loans | 350,218,000 | 376,571,000 | 388,805,000 | 395,474,000 |
| Allowance for loan losses | 5,225,000 | 5,845,000 | 6,038,000 | 6,296,000 |
| Securities available for sale | 3,880,000 | 3,813,000 | 3,705,000 | 3,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,851,000 | 400,750,000 | 434,437,000 | 532,436,000 |
| Interest-bearing deposits | 297,241,000 | 316,170,000 | 349,446,000 | 392,053,000 |
| Noninterest-bearing deposits | 94,610,000 | 84,580,000 | 84,991,000 | 140,383,000 |
| Equity capital | 55,950,000 | 57,164,000 | 57,682,000 | 58,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,068,000 | 14,895,000 | 23,397,000 | 32,218,000 |
| Interest expense | 2,099,000 | 4,688,000 | 7,773,000 | 11,257,000 |
| Net interest income | 4,969,000 | 10,207,000 | 15,624,000 | 20,961,000 |
| Noninterest income | 309,000 | 607,000 | 919,000 | 1,096,000 |
| Noninterest expense | 3,378,000 | 7,015,000 | 11,548,000 | 15,743,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,325,000 |
| Pretax income | 1,300,000 | 2,599,000 | 3,195,000 | 3,989,000 |
| Income tax | 57,000 | 114,000 | 141,000 | 177,000 |
| Net income | 1,243,000 | 2,485,000 | 3,054,000 | 3,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,095,000 | 50,614,000 | 51,412,000 | 52,449,000 |